Call or Text Now – (918) 381-4000
Veteran Owned
Get a Free Estimate

Insurance Claims in Tulsa, OK

Storm damage repairs, without the runaround.

When hail, wind, water, or fire damages your home, Lorett's inspects it, documents it, meets with your adjuster, and handles the repairs — with one point of contact from the first inspection to the final walkthrough.

Get a Free Damage Inspection

Tell us a bit about the damage and your insurance claim, and we'll follow up to schedule a free, honest inspection — no pressure, no upsell.

Services You're Interested In *
Remodeling
Construction

All fields are required. Protected by reCAPTCHA; see our Privacy Policy.

Family Owned
Female Owned
Veteran Owned
Licensed, Insured & Bonded
Free, Honest Estimates
What Makes Tulsa Insurance Claims Different

Built for How Tulsa Homes Actually Work

Insurance claims in Tulsa come with their own set of real, practical considerations — here's what we help you navigate on every claim.

01

Storm Season Brings Storm Chasers

After every big Tulsa storm, out-of-state crews show up, knock on doors, and move on. We're a local company that will still be here to stand behind the work after the season ends.

02

Damage Hides Past the Obvious

Hail and wind damage the roof, but they also hit siding, gutters, windows, and trim. Water can get into walls and ceilings too, so we inspect the whole house, not just the part you can see.

03

Documentation Drives the Claim

Clear photos, measurements, and a detailed estimate make it easier for your adjuster to see the full scope. We document everything and walk your adjuster through it if you'd like.

04

Your Deductible Is Yours to Pay

Some contractors offer to cover or waive your deductible. That isn't legal in Oklahoma, and it can put your claim at risk. We'll never offer it, and you shouldn't accept it from anyone.

Find Your Fit

Three Ways We Can Help With Your Claim

Every claim is different — here's a starting point based on where you are in the process.

Budget-Friendly

Free Damage Inspection

An honest look at your home after a storm — including telling you if the damage isn't worth filing a claim.

  • Roof, siding & exterior check
  • Interior water damage check
  • Photo documentation
  • Straight answer on whether to file
Get This Estimate
Most Comprehensive

Full Home Restoration

For major storm, water, or fire damage — complete rebuilding of the damaged areas, inside and out.

  • Structural repairs & framing
  • Water & smoke damage removal
  • Interior & exterior rebuild
  • Complete home reconstruction if needed
Get This Estimate
How It Works

From First Call to Fully Repaired

1

Inspection

A free, honest look at the damage.

2

Documentation

Photos, measurements, and a detailed estimate.

3

Adjuster Meeting

We walk your adjuster through the damage.

4

Repairs

Approved work completed by our own team.

5

Final Walkthrough

We don't call it done until you agree it's done.

Recent Work

Storm Repairs We've Completed in Tulsa

Common Questions

Insurance Claims FAQ

Should I call my insurance company or a contractor first?

If the damage is obvious, like a tree on the roof or water coming in, call your insurance company to start the claim and protect your home from further damage. If you're not sure there's damage, a free inspection first can tell you whether a claim makes sense.

Will you tell me if I shouldn't file a claim?

Yes. If the damage is minor or likely below your deductible, we'll tell you honestly. Filing a claim just because someone knocked on your door isn't a good reason to file one.

Do I have to use the contractor my insurance company recommends?

Your insurance company may suggest contractors, but in most cases the choice is yours. Check your policy or ask your agent if you're unsure.

Can you cover my deductible?

No. Offering to pay or waive a homeowner's deductible isn't legal in Oklahoma, and it can put your claim at risk. Any contractor who offers it is a red flag.

What if my adjuster misses some of the damage?

We'll document anything we find that wasn't in the original scope and share it with you and your adjuster. Your insurance company makes the final decision on what's covered, and we'll keep you informed along the way.

What areas do you serve?

Tulsa and the surrounding area, including Broken Arrow, Owasso, Jenks, Bixby, Sand Springs, Sapulpa, Glenpool, Coweta, Claremore, Skiatook, and Catoosa.

Ready to Get Your Home Repaired?

Family, female, and veteran owned. Free, honest estimates — no pressure, no upsell.